Our Smart Savings account is a low risk, fixed-income investment portfolio built for today. We thought the tried and true savings plan could use a Wealthsimple makeover. Here's how we built a better account. It's perfect for people who are dipping their toe into investing or for those who are already investing, to stash their emergency fund.
Interest rates on autopilot. We automatically optimize your savings for great rates.
No introductory rates. Simple, honest interest rates with no minimums — that don't expire.
No hidden fees. Your rate is really your rate.
Safe and secure. Through our partners, your money is insured. Learn more.
Free withdrawals with no lock-in periods. As many withdrawals as you like and never pay a fee. Withdrawals only take 1 to 3 days.
Seamless integration. Control all your accounts from Wealthsimple's award-winning app.
Enjoy the perks of Wealthsimple Black. Get VIP airline lounge access, lower investment fees, and dedicated financial planning when you deposit over $100,000 across your Wealthsimple investment and savings accounts.