Our Growth portfolios range from 75-90% equity and are designed for an individual with medium-to-high risk tolerance. If you can bear market fluctuations with relative ease and understand that there can be short-term periods of poor performance, this portfolio is for you.
We've modelled an 80% equity portfolio below. This portfolio has grown by 39.6% (net of fees) since Wealthsimple's launch on August 20, 2014, to December 31, 2019.
Registered (RRSP) Account Breakdown
Your registered (RRSP) portfolio will be invested in the following funds:
|Vanguard Total Stock Market||VTI||3,800 large, medium, small and micro-cap companies mirroring the US equity market||20%|
|Vanguard US Total Market ETF (CAD-Hedged)||VUS||Diversified companies mirroring the US equity market with hedged currency exposure||5%|
|iShares MSCI Min Vol Global ETF||ACWV||Exposure to 400+ developed and emerging market equities with minimum volatility characteristics||10%|
iShares MSCI Min Vol Emerging Market Fund
|EEMV||Exposure to 300+ emerging market equities with minimum volatility characteristics||15%|
|iShares Core MSCI EAFE USD||IEFA||Large, mid, and small-cap stocks in developed Europe, Australasia, and the Far East in||20%|
|iShares Core S&P/TSX Capped Composite Index||XIC||250+ Canadian equities representing 95% of the Canadian equity market||10%|
|Mackenzie US TIPS Index ETF||QTIP||Exposure to inflation-protected US government bonds||5%|
|BMO Long Federal Bond Index||ZFL||Long term debt securities issued or guaranteed by the Government of Canada||15%|
The MER of this portfolio is 0.16% and the management fee of this portfolio 0.50%