Our balanced portfolios are suitable for an investor with low-to-medium risk tolerance. If you are relatively cautious with your capital but are willing to seek a return commensurate with reasonable risk, this portfolio is for you.
We've modelled a 50% equity portfolio below. The portfolio has grown by 15.8% (net of fees) since Wealthsimple's launch on August 20, 2014 to October 31, 2017.
Your portfolio will be invested in the following funds:
|Purpose Core Dividend||40 North American dividend-paying companies||10%|
|iShares Core MSCI EAFE||IEFA||Large, mid, and small cap stocks in developed Europe, Australasia and the Far East||7.5%|
|iShares Core MSCI Emerging Markets||IEMG||Large, mid, and small cap stocks in more than 20 emerging markets||5%|
|iShares Core S&P/TSX Capped Composite Index||XIC||250+ Canadian equities representing 95% of the Canadian equity market||7.5%|
|BMO Short Corporate Bond Index||ZCS||Exposure to variety of short term Canadian corporate debt securities||30%|
|Purpose Duration Hedged Real Estate||PHR||Hedged exposure to 30 retail, residential, commercial, specialized and diversified real-estate companies||10%|
|Vanguard Total Stock Market||VTI||3800 large, medium, small and micro-cap companies mirroring the US equity market||10%|
|BMO High Yield US Corporate Bond Hedged to CAD Index||ZHY||Exposure to variety of high yield American corporate debt securities||5%|
|BMO Mid Federal Bond Index||ZFM||Mid term debt securities issued or guaranteed by the Government of Canada||15%|
The MER of this portfolio is 0.21% and the management fee of this portfolio is 0.50%
The indicated dividend yield of this portfolio is 3.08%