Our balanced portfolios are suitable for an investor with low-to-medium risk tolerance. If you are relatively cautious with your capital but are willing to seek a return commensurate with reasonable risk, this portfolio is for you.
We've modelled a 50% equity portfolio below. The portfolio has grown by 33.0% (net of fees) since Wealthsimple's launch on August 20, 2014, to September 30, 2020.
Registered (RRSP) Account Breakdown
Your registered (RRSP) portfolio will be invested in the following funds:
|Vanguard Total Stock Market||VTI||3,800 large, medium, small and micro-cap companies mirroring the US equity market||10%|
|iShares MSCI Min Vol Global ETF||ACWV||Large, mid, and small-cap stocks in developed Europe, Australasia, and the Far East||10%|
|iShares MSCI Min Vol Emerging Market Fund||EEMV||Exposure to 300+ emerging market equities with minimum volatility characteristics||15%|
|iShares Core MSCI EAFE USD||IEFA||Large, mid, and small-cap stocks in developed Europe, Australasia, and the Far East in||10%|
|Shares Core S&P/TSX Capped Composite Index||XIC||250+ Canadian equities representing 95% of the Canadian equity market||5%|
|Vanguard US Total Market ETF (CAD-Hedged)||VUS||Diversified companies mirroring the US equity market with hedged currency exposure||0%|
|BMO Long Federal Bond Index ETF||ZFL||Long term debt securities issued or guaranteed by the Government of Canada||30.5%|
|iShares Core Canadian Short Term Corporate Bond Index ETF||XSH||Short-term corporate debt||15.8%|
|SPDR Gold MiniShares Trust||GLDM||Shares tracking the value of physical gold bars held in London vaults||3.8%|
The MER of the portfolio is 0.16% and the management fee of this portfolio is 0.50%
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