Our balanced portfolios are suitable for an investor with low-to-medium risk tolerance. If you are relatively cautious with your capital but are willing to seek a return commensurate with reasonable risk, this portfolio is for you.
We've modelled a 50% equity portfolio below. The portfolio has grown by 22.7% (net of fees) since Wealthsimple's launch on August 20, 2014, to July 31, 2019.
Non-Registered Account Breakdown
Your non-registered, joint, and corporate accounts will be invested in the following funds:
|Vanguard Total Stock Market||VTI||3,800 large, medium, small and micro-cap companies mirroring the US equity market||10%|
|iShares MSCI Min Vol Global ETF||ACWV||Minimum volatility large, mid, and small-cap stocks in developed Europe, Australasia, and the Far East||10%|
|iShares MSCI Min Vol Emerging Market Fund||EEMV||Exposure to 300+ emerging market equities with minimum volatility characteristics||15%|
|iShares Core MSCI EAFE CAD||XEF||Large, mid, and small-cap stocks in developed Europe, Australasia, and the Far East in Canadian dollars||10%|
|Shares Core S&P/TSX Capped Composite Index||XIC||250+ Canadian equities representing 95% of the Canadian equity market||5%|
BMO Discount Bond Fund ETF
|ZDB||Exposure to a mix of Federal, Provincial, and corporate Canadian debt with maturity >1 year but a lower weighted average coupon. This reduces tax implications in non-reg accounts||15%|
|Mackenzie US TIPS Index ETF||QTIP||Exposure to inflation-protected US government bonds||15%|
|BMO Long Federal Bond Index||ZFL||Long term debt securities issued or guaranteed by the Government of Canada||20%|