Our Conservative portfolios have around 30% equity allocation. These have been designed for a conservative investor desiring a slightly larger equity component. If you prefer stability and a modest return, this portfolio is for you. You should be willing to accept that there are short-term market fluctuations but also hold a long-term perspective.
We've modelled a 35% equity portfolio below. This portfolio has grown by a cumulative 21.8% (net of fees) since it was launched on March 24, 2016 to June 30, 2020.
Your portfolio will be invested in the following funds:
|Wealthsimple North America Socially Responsible Index ETF||WSRI||Canadian and American stocks that do not violate social and environmental values||17.5%|
|Wealthsimple Developed Markets ex-North America Socially Responsible Index ETF||WSRD||European, Australian, and Asian stocks that do not violate social and environmental values||17.5%|
|BMO Government Bond Index ETF||ZGB||Exposure to investment grade Canadian government securities||35%|
|BMO Long Federal Bond Index ETF||ZFL||Long term debt securities issued or guaranteed by the Government of Canada||20%|
|Mackenzie US TIPS Index ETF||QTIP||Exposure to inflation-protected US government bonds||10%|
The MER of this portfolio is 0.22% and the management fee for this portfolio is 0.50%
The dividend yield (trailing 12 months) of this portfolio is 2.14%