If you would like to make a contribution to your RESP for 2018, you must initiate your deposit by December 31st, 2018, 11:59pm EST. This deadline is to apply for any eligible government grants for 2018.
What if I missed the deadline?
Not to worry! You can catch up on one year's worth of missed contributions each calendar year. So if you missed the maximum deposit of $2,500 in 2018, you can contribute $5,000 per beneficiary in 2019 to still get the maximum grant amount. Just remember, the government will give you a lifetime total of $7,200 in CESG per child.