A Wealthsimple Cash account is a hybrid account for saving and spending. It's kind of like the best features of your current chequing and savings accounts — combined.
Currently, if you sign up for a Wealthsimple Cash account, you’ll have access to all the saving features — including 0.9% interest. We plan to release spending features over the coming months. And, by opening an account today, you’ll be first in line to get them.
No introductory rates. Simple, honest interest rates with no minimums — that don't expire.
No fees. Your rate is really your rate.
Fast, free and flexible withdrawals. Withdraw funds within 1 business day. As many withdrawals as you like and never pay a fee. (Note: There is a 5 business day settlement period on funds you deposit. If you make a deposit, and then request a withdrawal before that period is up, your withdrawal will take longer.) In very rare instances, some withdrawals may take up to 3 days to process).
Seamless integration. Control all your accounts from Wealthsimple's award-winning app.
Enjoy the perks of Wealthsimple Black. Get VIP airline lounge access, lower investment fees, and dedicated financial planning when you contribute over $100,000 across your Wealthsimple investment and cash accounts.