We do our best to keep all our articles up-to-date, but the information on this page is subject to change at any time, without notice. If you have questions about how long it takes to deposit, transfer, withdrawal or trade your funds, you can view our article on money movement or reach out to our team.

The Home Buyers' Plan (HBP) is a program that allows you to withdraw up to $35,000 in a calendar year from your RRSP to buy or build a qualifying home for yourself or for a related person with a disability. Funds must have been held within your RRSP for at least three months to qualify for an HBP withdrawal.

When submitting a withdrawal request for your RRSP, make sure you indicate "Home Buyers' Plan" as the reason for your withdrawal! After initiating the withdrawal, you'll receive an email within 24 hours with the necessary paperwork (a T1036 form) we need in order to approve and process the remaining steps of your withdrawal. 

For the bottom section of the form, please use Canadian ShareOwner Investments as the RRSP Issuer. This is our brokerage. Their information is as follows:

RRSP Issuer: Canadian ShareOwner Investments Inc.
Address: 862 Richmond St W #201, Toronto, ON M6J 1C9
Phone: (416) 595-9600

Once the paperwork is complete, send it back to us and our support team will review it to make sure everything is in order. Once approved we'll send out your funds within 1-2 business days.