We do our best to keep all our articles up-to-date, but the information on this page is subject to change at any time, without notice. If you have questions about how long it takes to deposit, transfer, withdrawal or trade your funds, you can view our article on money movement or reach out to our team.
Deposits into Wealthsimple cannot be withdrawn until a clearing period has passed. During this period of time your bank may reject the deposit and pull the funds back from your Wealthsimple account. If you initiate a full withdrawal during the clearing period, only funds that have been in your account for longer than five business days or any earnings in the account would be available to withdraw.
If the recent deposits make up a substantial portion of your overall account value and cannot be sent out right away, we will hold the funds until the clearing period has passed and send the full amount!