The last day where contributions to an RRSP may be included in the 2020 tax year is March 1st, 2021 (you will receive a separate contribution receipt for contributions made between January 1st and March 1st). 

RRSP Deposit Deadlines

Wealthsimple will honour deposits from linked bank accounts as being eligible to be allocated towards the 2020 tax year as long as the deposit is initiated by March 1st, 10:00 pm (EST).

RRSP Internal Transfer Request Deadlines 

In order to be considered an RRSP contribution made within the first 60 days of 2021, any internal transfers (transfers between Wealthsimple accounts) must be submitted according to the following timelines. 

If moving money from another Wealthsimple Trade account to your RRSP Trade account, the request must be submitted by March 1st, 2021 at 7:00 pm (EST).

Cross-Platform contributions cannot be facilitated. At this time we cannot action requests to move funds from a Cash or Invest account to a Trade RRSP account to create a contribution.