1. Log into your Wealthsimple account and select, 'Add or Transfer an account'
2. Select the investment account you're transferring the funds to. The account statement or pension package will help you determine if your pension is locked or unlocked.

• If your funds are unlocked, open an RRSP
• If your funds are locked, open a LIRA. Keep in mind that the jurisdiction of your LIRA account should match your existing pension 
• On the institution page, type in your bank and select 'I don't see my financial institution'. From there you'll want to:

1. Type in your the name of your financial institution followed by the word “Pension.”
   • For example, if your institution is Manulife, you would type “Manulife Pension.”
2. Enter the plan number found in your account statement.
3. Click 'Yes, it's correct' when the message pops up.

• Enter the address of the institution you're transferring from. You can find this information on your account statement.
• Select how you would like the funds to be transferred. If you need help deciding if you'd like the funds to be transferred in-cash or in-kind, you can refer to this article.
• Follow the step-by-step process; last step will be to sign and submit.

Once you've set up your transfer, you'll want to follow Step 2. How to complete the T2151 form. 

*It's very important that the institution name that you've entered includes the word "Pension". If not, this could delay your transfer.

If you have any questions, please create a request for our support team!

The second step of your pension transfer is to complete the T2151 form. It's important that you select the correct link below, as we've highlighted specific areas you'll need to fill out based on your pension type.

Please choose the correct option below:

• Only Registered Pension Plan (RPP) or Defined Contribution Plan (DCPP)
• Only Deferred Profit Sharing Plan (DPSP)
• Both RPP/DCPP and DPSP

On the Docusign template, fill out all required fields labelled in red, and once complete, please download and upload to this secure link! We've included a few helpful hints below if you need help filling out the form:

1. Employer's name and address should be your previous employer (ie. not your current employer).
2. By using the documents supplied by your pension provider enter your:
   • CRA registration number - If you cannot find the CRA registration number, enter '0.'
   • Plan number - You may also see some numbers labelled as “Account number”, please disregard this and input the number labelled as “Plan number.”
3. Find your Wealthsimple account number by logging into your profile and visiting the My Documents page. From there you will find your account number under 'account agreements'. 
   1. If you're transferring locked funds: Make sure to enter the account number for your LIRA, not your RRSP! 
4. Sign and submit.
5. Download and upload the completed form to this secure link. Please note that we'll need this form to be uploaded in order to send this along with the rest of your pension package! 

After completing the T2151 form, please make sure you've finished Step 1. How to set up your pension transfer on Wealthsimple. It's important that you complete this step so we can keep track of your transfer! And if you received a Termination Package from your pension provider, then please proceed to Step 3. How to complete your Termination Package.

If not, congratulations on setting up your transfer! Our team will be in touch with your financial institution to get the transfer process started. Please keep in mind that pension transfers can take 3-6 weeks — we'll reach out if we require any further details from you!

If you have any questions, please create a request for our support team!

When you left your employer, you should have received a pension or termination package. Please scan and complete the documents for your safe-keeping.

We've included tips to help you fill out the forms. Keep in mind that you may or may not receive all the forms below, and depending on the payout option you select, some documents are optional to fill out.

1. Complete all sections asking for “member” signatures or dates
2. Statement of Options or Termination Benefits - A document that lists all available payout options for the member.

• Please select the preferred payout option and then sign and date the form.
• Checklist of documents to be returned - This is a checklist created by the pension provider listing all the documents they'll need to process the transfer.

• Before submitting your forms, please use this as a guide to determine which documents we will need to send to your pension provider.
• Request for Direct Deposit (Optional) - If the funds cannot be transferred to a registered account (RRSP or LIRA), then you have the option of transferring the non-commuted value to your chequing account.

• If this is applicable, you will need to complete the direct deposit form or provide us a copy of a void cheque.

We've also included information for our back-office (Canadian ShareOwner Investments) to help you complete the transfer documents:

Name of Receiving Institution: Canadian ShareOwner Investments Inc.
Mailing Address: 241 Spadina Avenue, 3rd Floor, Toronto, ON, M5T 2E2
Specimen Plan Number/CRA Registration Number: RSP 521-145

Once the package is complete, please scan all documents into one PDF file and upload them to this secure link. If you haven't done so already, please complete:

• Step 1. How to set up your pension transfer on Wealthsimple
• Step 2. How to complete the T2151 form 

If you've completed all three steps - congratulations! You've successfully set up your pension transfer! Our team will be in touch with your pension provider and we will reach out if we require further details. 

If you have any questions, please create a request for our support team!