We apply the spousal dividend transfer for you automatically.

Report your dividends on your return and your partner’s dividends on their return. When you click Check & Optimize we’ll figure out whether you should claim the transfer (and apply it automatically if you should).

If we apply the spousal dividend transfer to your return, you’ll see this row in the Optimization Results table.

In the Summary section, you’ll notice that you’ll claim a higher amount on lines 12000 and 12010 and your partner will claim nothing on those lines.

Troubleshooting:

• Sometimes the box can be checked off but the transfer isn’t applied to your returns. This means that you’ve changed something else on your return that made you ineligible for the transfer. This will be fixed when you run the optimizer.
• Or, you might not see the box but the transfer is being applied to your return. This usually only happens when you change the suggested split pension amount. If you refresh the page the row should appear.