Our Smart Savings account is a savings account built for today. We thought the tried and true savings account could use a Wealthsimple makeover. Here's how we built a better account. It's perfect for people who are dipping their toe into investing or for those who are already investing, to stash their emergency fund.
High-yield savings on autopilot. Join today and you'll start with a target return rate that's usually higher than the average savings account interest. Whether you start with $1 or $10,000, you still get the same return as everyone.
No teaser or promotional periods. Simple, honest interest rates with no minimums — that don't expire.
No hidden fees. We're transparent about what's in it for us — you'll receive 1%, or we don't earn any fees.
Safety and security. Accounts are insured by the SIPC up to $500,000. We cover more upon request.
Free withdrawals with no lock-in periods. We'll transfer money to your bank as often as you want.
Seamless integration with your Wealthsimple accounts. Our accounts feature our bread and butter: kick-ass software to help you do money right.
Enjoy perks of Wealthsimple Black. Get VIP airline lounge access, lower investment fees, and dedicated financial planning when you deposit over $100k between your Wealthsimple investment or savings accounts.