Our Conservative portfolios have around 30% equity allocation. These have been designed for a conservative investor desiring a slightly larger equity component. If you prefer stability and a modest return, this portfolio is for you. You should be willing to accept that there are short-term market fluctuations but also hold a long-term perspective.
Registered Portfolio Performance
We've modelled a 35% registered equity portfolio below. This portfolio has grown by 25.9% (net of fees) since Wealthsimple's launch on January 30, 2017 to September 30, 2020.
Your registered (ie.IRA) portfolio will be invested in the following funds:
|Vanguard Total Stock Market ETF||VTI||10%|
|iShares Core MSCI International Developed Markets ETF||IDEV||10%|
|iShares Edge MSCI Min Vol Global ETF||ACWV||10%|
|iShares Edge MSCI Min Vol Emerging Markets ETF||EEMV||5%|
|PIMCO 15+ Year U.S. TIPS Index ETF||LTPZ||10%|
|SPDR Portfolio Long Term Treasury ETF||SPTL||20.6%|
|SPDR Gold MiniShares Trust||GLDM||2.5%|
|Vanguard Short-Term Corporate Bond ETF||VCSH||31.9%|
The net expense ratio of this portfolio is 0.09%
The 12-month dividend yield of this portfolio is 1.90%
Performance numbers are net of fees and reflect the reinvestment of dividends and other earnings.