Investor type
Our Conservative portfolios have around 30% equity allocation. These have been designed for a conservative investor desiring a slightly larger equity component. If you prefer stability and a modest return, this portfolio is for you. You should be willing to accept that there are short-term market fluctuations but also hold a long-term perspective.
Non-Registered Portfolio Performance
We've modelled a 35% non-registered equity portfolio below. This portfolio has grown by 24.9% (net of fees) since Wealthsimple's launch on January 30, 2017, to August 31, 2020.
| Period | Performance (Cumulative) |
| 1m | 0.8% |
| 3m | 5.2% |
| 6m | 5.9% |
| 1yr | 8.0% |
| Inception | 24.9% |
| Inception (annualized) | 6.4% |
| 3yr (annualized) | 5.7% |
| Year | Performance |
| 2017 | 9.0% |
| 2018 | -4.0% |
| 2019 | 12.1% |
| 2020 | 6.4% |
Breakdown
Your non-registered (ie. Taxable/personal) portfolio will be invested in the following funds:
| Vanguard Total Stock Market ETF | VTI | 10.00% |
| iShares Core MSCI International Developed Markets ETF | IDEV | 10.00% |
| iShares Edge MSCI Min Vol Global ETF | ACWV | 10.00% |
| iShares Edge MSCI Min Vol Emerging Markets ETF | EEMV | 5.00% |
| PIMCO 15+ Year U.S. TIPS Index ETF | LTPZ | 10.00% |
| SPDR Portfolio Long Term Treasury ETF | SPTL | 10.00% |
| iShares National Muni Bond ETF | MUB | 45.00% |
The net expense ratio of this portfolio is 0.10%
The 12-month dividend yield of this portfolio is 2.04%
Registered Portfolio Performance
We've modelled a 35% registered equity portfolio below. This portfolio has grown by 26.9% (net of fees) since Wealthsimple's launch on January 30, 2017 to August 31, 2020.
| Period | Performance (Cumulative) |
| 1m | 0.6% |
| 3m | 5.0% |
| 6m | 7.0% |
| 1yr | 10.3% |
| Inception | 26.9% |
| Inception (annualized) | 6.9% |
| 3yr (annualized) | 6.3% |
| Year | Performance |
| 2017 | 8.6% |
| 2018 | -4.3% |
| 2019 | 13.1% |
| 2020 | 8.0% |
Breakdown
Your registered (ie.IRA) portfolio will be invested in the following funds:
| Vanguard Total Stock Market ETF | VTI | 10.00% |
| iShares Core MSCI International Developed Markets ETF | IDEV | 10.00% |
| iShares Edge MSCI Min Vol Global ETF | ACWV | 10.00% |
| iShares Edge MSCI Min Vol Emerging Markets ETF | EEMV | 5.00% |
| PIMCO 15+ Year U.S. TIPS Index ETF | LTPZ | 10.00% |
| SPDR Portfolio Long Term Treasury ETF | SPTL | 10.00% |
| Vanguard Total Bond Market Index Fund ETF | BND | 45.00% |
The net expense ratio of this portfolio is 0.08%
The 12-month dividend yield of this portfolio is 2.48%
Performance numbers are net of fees and reflect the reinvestment of dividends and other earnings.
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