Investor type
Our Conservative portfolios have around 30% equity allocation. These have been designed for a conservative investor desiring a slightly larger equity component. If you prefer stability and a modest return, this portfolio is for you. You should be willing to accept that there are short-term market fluctuations but also hold a long-term perspective.
Non-Registered Portfolio Performance
We've modeled a 35% non-registered equity portfolio below. This portfolio has grown by 11.3% (net of fees) since Wealthsimple's launch on January 30, 2017, to May 31, 2019.
| Period | Performance (Cumulative) |
| 1m | -1.9% |
| 3m | 0.9% |
| 6m | 3.9% |
| 1yr | 2.7% |
| Inception | 11.3% |
| Inception (annualized) | 4.5% |
| Year | Performance |
| 2017 | 9.0% |
| 2018 | -3.9% |
| 2019 | 6.3% |
Breakdown
Your non-registered (ie. Taxable/personal) portfolio will be invested in the following funds:
| iShares National Municipal Bond ETF | MUB | 34.50% |
| Vanguard Total Bond Market | BND | 20.50% |
| Vanguard Total Stock Market ETF | VTI | 15.50% |
| Vanguard FTSE Europe ETF | VGK | 6.50% |
| VanEck Vectors Fallen Angel High Yield Bond ETF | ANGL | 6.50% |
| Vanguard Small-Cap Value ETF | VBR | 5.00% |
| iShares TIPS Bond | TIP | 3.50% |
| Vanguard FTSE Emerging Markets ETF | VWO | 3.00% |
| WisdomTree Japan Hedged Equity Fund | DXJ | 2.50% |
| Vanguard Mid-Cap Value ETF | VOE | 2.50% |
The MER of this portfolio is 0.17%
The 12 month dividend yield of this portfolio is 3.01%
Registered Portfolio Performance
We've modeled a 35% registered equity portfolio below. This portfolio has grown by 10.4% (net of fees) since Wealthsimple's launch on January 30, 2017 to May 31, 2019.
| Period | Performance (Cumulative) |
| 1m | -1.6% |
| 3m | 1.2% |
| 6m | 4.0% |
| 1yr | 2.6% |
| Inception | 10.4% |
| Inception (annualized) | 4.2% |
| Year | Performance |
| 2017 | 8.6% |
| 2018 | -4.3% |
| 2019 | 6.3% |
Breakdown
Your registered (ie.IRA) portfolio will be invested in the following funds:
| Vanguard Total Bond Market | BND | 55.00% |
| Vanguard Total Stock Market ETF | VTI | 15.50% |
| Vanguard FTSE Europe ETF | VGK | 6.50% |
| VanEck Vectors Fallen Angel High Yield Bond ETF | ANGL | 6.50% |
| Vanguard Small-Cap Value ETF | VBR | 5.00% |
| iShares TIPS Bond | TIP | 3.50% |
| Vanguard FTSE Emerging Markets ETF | VWO | 3.00% |
| WisdomTree Japan Hedged Equity Fund | DXJ | 2.50% |
| Vanguard Mid-Cap Value ETF | VOE | 2.50% |
The MER of this portfolio is 0.10%
The 12 month dividend yield of this portfolio is 2.52%
Performance numbers are net of fees and reflect the reinvestment of dividends and other earnings.
Comments
0 comments
Please sign in to leave a comment.