Our Conservative portfolios have around 30% equity allocation. These have been designed for a conservative investor desiring a slightly larger equity component. If you prefer stability and amodest return, this portfolio is for you. You should be willing to accept that there are short-term market fluctuations but also hold a long-term perspective.
We've modelled a 35% equity portfolio below. This portfolio has grown by 18.2% (net of fees)since Wealthsimple's launch on January 30, 2017, to December 31, 2019.
Your portfolio will be invested in the following funds:
|iShares MSCI ACQI Low Carbon Target ETF||CRBN||Global stocks with a lower carbon exposure than the broader market||20.3%|
|PowerShares Cleantech Portfolio||PZD||Cleantech innovators in the developed world.||4.4%|
|iShares MSCI KLD 400 Social ETF||DSI||U.S. stocks that have positive environmental, social and governance characteristics.||4.9%|
|SPDR SSGA Gender Diversity Index ETF||SHE||U.S. stocks that demonstrate greater gender diversity within senior leadership than other firms in their sector.||
PowerShares Build America Bond Portfolio
|BAB||US dollar-denominated taxable municipal debt publicly issued by US states and territories, and their political subdivisions, in the US market.||26.3%|
|iShares GNMA Bond ETF||GNMA||US mortgage-backed pass-through securities guaranteed by the Government National Mortgage Association.||38.7%|
The MER of this portfolio is 0.22% and the management fee of this portfolio is 0.50%
The dividend yield (trailing 12 months) of this portfolio is 2.57%
Performance numbers are net of fees and reflect the reinvestment of dividends and other earnings.