Our Conservative portfolios have around 30% equity allocation. These have been designed for a conservative investor desiring a slightly larger equity component. If you prefer stability and a modest return, this portfolio is for you. You should be willing to accept that there are short-term market fluctuations but also hold a long-term perspective.
We've modelled a 35% equity portfolio below. This portfolio has grown by 25.7% (net of fees) since Wealthsimple's launch on January 30, 2017, to May 31, 2020.
Your portfolio will be invested in the following funds:
|Vanguard ESG U.S. Stock ETF||ESGV||Market cap weighted index composed of US stocks and screened for certain environmental, social, and corporate governance (ESG) criteria.||15.8%|
|Vanguard ESG International Stock ETF||VSGX||Global stocks, excluding US companies, screened on broad ESG criteria.||19.2%|
|SPDR Portfolio Long Term Treasury ETF||SPTL||Long Term Treasury ETF with exposure to US Treasuries with a remaining time to maturity of 10 or more years.||10.0%|
|PIMCO 15+ Year U.S. TIPS Index ETF||LTPZ||Market-weighted index of US Treasury inflation-protected securities with a remaining maturity of 15 years or more.||
Schwab Intermediate-Term U.S. Treasury ETF
|SCHR||Fixed Income ETF tracking the total return of the Bloomberg Barclays US Treasury 3-10 Year Index.||45.0%|
The MER of this portfolio is 0.10% and the management fee of this portfolio is 0.50%
The dividend yield (trailing 12 months) of this portfolio is 1.14%
Performance numbers are net of fees and reflect the reinvestment of dividends and other earnings.