Our balanced portfolios are suitable for an investor with low-to-medium risk tolerance. If you are relatively cautious with your capital but are willing to seek a return commensurate with reasonable risk, this portfolio is for you.
We've modelled a 50% equity portfolio below. The portfolio has grown by 36.5% (net of fees) since Wealthsimple's launch on January 30, 2017, to September 30, 2020.
Your portfolio will be invested in the following funds:
|Vanguard ESG U.S. Stock ETF||ESGV||Market cap weighted index composed of US stocks and screened for certain environmental, social, and corporate governance (ESG) criteria.||22.5%|
|Vanguard ESG International Stock ETF||VSGX||Global stocks, excluding US companies, screened on broad ESG criteria.||27.5%|
|SPDR Portfolio Long Term Treasury ETF||SPTL||Long Term Treasury ETF with exposure to US Treasuries with a remaining time to maturity of 10 or more years.||20.3%|
|PIMCO 15+ Year U.S. TIPS Index ETF||LTPZ||Market-weighted index of US Treasury inflation-protected securities with a remaining maturity of 15 years or more.||15%|
|SPDR Gold MiniShares Trust||GLDM||Shares tracking the value of physical gold bars held in London vaults||2.5%|
|iShares ESG Aware 1-5 Year USD Corporate Bond ETF||SUSB||Short-term corporate debt, screened for sustainable values||12.3%|
The MER of this portfolio is 0.14% and the management fee of this portfolio is 0.50%
The indicated dividend yield of this portfolio is 1.77%
Performance numbers are net of fees and reflect the reinvestment of dividends and other earnings.