In this article:
Overview
You can view all deposits, withdrawals, trade orders, corporate actions, and any other activity within your Wealthsimple accounts. You can also view all scheduled activities, including recurring buys, auto-deposits, scheduled bill payments, and more. Your CAD and USD chequing accounts also show a running balance after each transaction.
How to view your activity
Follow these steps to view your activity:
- Log in to the Wealthsimple app
- Tap Activity (clock icon) at the bottom of the screen
- You'll see a full list of activities
- Use the filter buttons under the title, like Accounts, Type, Status, and Timeframe, to narrow your list. To choose a custom date range, use Timeframe
- Tap an activity to view its details
- Log in to your Wealthsimple profile
- Select the Activity tab (clock icon) from the left-side menu
- You'll see a full list of activities
- Use the filters in the panel on the left, like Account, Type, Status, and Timeframe. To choose a custom date range, use Timeframe
- Select an activity to view its details
Understand your running balance
The running balance shows you what your chequing and USD chequing account balance was immediately after each transaction. This gives you a record of how your balance changed over time and how each transaction affected it.
How the running balance works
For chequing and USD chequing accounts, each transaction in your activity feed displays your account balance at that point in time. You can find this balance directly below or alongside the transaction details. To see it, filter your activity to one chequing or USD chequing account, then look for Account balance.
- On web, select a transaction to expand its details in place. If the transaction is pending, an information icon appears next to the running balance. Select it to see an explanation of the asterisk.
- In the Wealthsimple app, tapping a transaction opens a separate details screen instead.
Important notes about your running balance
- CAD and USD chequing accounts only: Running balances are only available for CAD and USD personal chequing accounts and CAD Business chequing accounts. For other accounts, like trading and managed accounts, check your monthly statements to see your balance over time.
- Pending transactions: We mark running balances for pending transactions and any transactions that follow them with an asterisk (*). This means the balance might change after the transaction settles.
- Manual transactions: When we handle a transaction manually, you'll see it as a Manual Transaction line item in your feed.
- Reversals: We backdate reversals to the original transaction date. This recalculates your balance history, and your balances might look different.
- Older transactions: Transactions before January 2026 might not show a balance. This doesn't affect the accuracy of your current balance.
Transfers that involve more than one currency
If you transfer an account that holds both Canadian and US dollars, your activity feed handles the amounts a little differently.
- One currency: The amount shows in the transfer's own currency. A transfer of US dollars shows a US dollar amount, and a transfer of Canadian dollars shows a Canadian dollar amount.
- Both currencies: A transfer with both currencies doesn't show a single amount. Rather than combine two currencies into one figure, we leave the amount off the row. Tap or select the transfer to see your Canadian dollar and US dollar amounts separately.
- After it settles: The currency can change once your transfer settles. The amount you see when you submit a transfer is an estimate. If the settled amount arrives in a different currency than the estimate, your activity row updates to show that currency instead. This is expected.
To see where a transfer is in the process, check the status of your account transfer.
How to view your scheduled activities
If you have at least one scheduled transaction set up, you can view and manage your scheduled activities by following the instructions below:
- Log in to the Wealthsimple app
- Tap Activity (clock icon) at the bottom of the screen
- Tap the Scheduled card at the top of the screen. If you don't see it, clear any filters other than Accounts
- You'll see all scheduled activities
- Tap an activity to view its details, modify it (if applicable), or cancel it
- Log in to your Wealthsimple profile
- Select the Activity tab (clock icon) from the left-side menu
- Select the Scheduled card at the top of the screen
- You'll see all scheduled activities
- Select an activity to view its details or cancel it. To change a recurring investment, select Modify order
The following scheduled activities are available to view:
- Recurring buy (stocks and ETFs)
- Auto-deposit
- Scheduled deposit
- Recurring bill pay
- Scheduled bill pay
- Scheduled Interac e-Transfer®
- Scheduled electronic funds transfer (EFT) withdrawal
- Recurring EFT withdrawal
- Recurring transfer between your Wealthsimple accounts
- Incoming transfer from another financial institution
Note: You can't view upcoming transactions with an uncertain date, like limit buys. Recurring crypto buys don't appear here. To see them in the app or on web:
- Go to Move
- Under Automations, select Recurring investments
How to find pending transactions
You can see all your pending transactions in the Pending card at the top of your activity. You can also find pending transactions by viewing an individual account's activity.
- Log in to the Wealthsimple app
- Tap Activity (clock icon) at the bottom of the screen
- Tap the Pending card at the top of the screen
- Tap a pending transaction to view its details
- Log in to your Wealthsimple profile
- Select the Activity tab (clock icon) from the left-side menu, or open an individual account's details page
- Select the Pending card at the top of your activity, or look under Recent activity on the account details page
- Select a pending transaction to view its details
How to add transaction notes
Adding a note to your transactions can help you remember the purpose of a deposit, withdrawal, or internal transfer, especially when you have multiple recurring activities. You can add, edit, or remove notes from eligible transactions right in the app or on the web.
Eligibility
You can add notes to one-off and recurring deposits, withdrawals, and internal transfers. In the app, you can also add notes to payments you send to friends and to credit card purchases. Notes can be up to 280 characters. Some older transactions can't have notes.
How to add a transaction note
Follow these steps to add a note to an eligible transaction:
- Log in to the Wealthsimple app
- Tap Activity (clock icon) at the bottom of your screen
- Tap the transaction you want to add a note to
- Tap Leave yourself a note
- Type your note in the text field
- Tap Save
- Log in to your Wealthsimple profile
- Select the Activity tab (clock icon) from the left-side menu
- Select the transaction you want to add a note to
- Select Leave yourself a note
- Type your note in the text field
- Select Save
How to edit or remove a note
You can change or delete a note you've added at any time:
- Log in to the Wealthsimple app
- Tap Activity (clock icon) at the bottom of your screen
- Tap the transaction with the note
- Tap your note
- To edit, make your changes and tap Save
- To remove, delete all the text from the note and tap Save
- Log in to your Wealthsimple profile
- Select the Activity tab (clock icon) from the left-side menu
- Select the transaction with the note
- Select your note
- To edit, make your changes and select Save
- To remove, delete all the text from the note and select Save
Frequently asked questions
What does the asterisk (*) next to my running balance mean?
The asterisk means there's a pending transaction that hasn't fully settled yet. Because a pending transaction can affect all the balances that follow it, we also mark those balances with an asterisk until the transaction settles.
Why did my running balance history change?
When we reverse a transaction, we backdate it to its original date and recalculate all running balances from that point. This is expected behaviour. It ensures your balance history is accurate, as though the original transaction never occurred.
Why is there a "Manual Transaction" in my feed that I don't recognize?
Manual Transaction entries are adjustments we made directly to your account (for example, a manually completed transfer, a correction, or a reconciliation). They appear in your feed to keep your running balance accurate.
If you'd like more detail, you can cross-reference the entry with your monthly statement or your downloaded activity. To download your activity on web:
- Select the Activity tab (clock icon) from the left-side menu
- Select Download activities
If you still have questions after checking, contact our support team.
My running balance doesn't match my current balance. What should I do?
Your most recent running balance should match your current account balance. If you're seeing a persistent difference, contact our support team so we can look into it.
Why doesn't my transfer show an amount in my activity feed?
If your transfer involves both Canadian and US dollars, we don't show a single combined amount on the activity row. Tap or select the transfer to see each currency separately.
Why did the currency on my transfer change?
The amount shown when you submit a transfer is an estimate. Once the transfer settles, we update the row to the settled amount. If that amount arrived in a different currency than your estimate, the row shows the new currency. We didn't convert anything.
Where can I see pending transactions for a specific account?
Pending transactions show up directly on your account details page under Recent activity. You can also see them in the Pending card at the top of your activity.
Why does my recurring buy still show as pending after it went through?
It's a placeholder, and it updates on its own. Before each scheduled recurring buy, we add a placeholder to your activity. If your buy went through, it updates to completed, usually within a day. You can check your holdings to confirm the purchase.
Why can't I see my request to a friend in my pending activity on web?
Pending requests you send or receive using Wealthsimple Pay are only visible in the Wealthsimple app. Once you or your friend pays the request, you'll see the completed transaction under Cash sent and received in your activity feed in the app and on web.
Is my running balance available on web or for kids and teens accounts?
On web, the running balance is available for CAD and USD personal chequing, and CAD Business chequing, the same as in the Wealthsimple app. You can't see running balances for kids and teens accounts on web yet.
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