Wealthsimple Tax's optimizer suggests carrying forward RRSP contributions when there's no immediate tax benefit from claiming them in the current year. However, if you prefer to claim your contributions this year, you can override the optimization results. Here's how:

1. Navigate to the Summary > Optimizations section in your profile
2. Find the "RRSP contributions" line in the Credits & Deductions table
3. Enter the amount of RRSP contributions you want to claim this year
4. Click Lock amounts next to the entry to prevent further automatic adjustments

Important notes:

• The optimizer suggests carrying forward RRSP contributions to maximize your tax benefits over time
• Claiming RRSP contributions without a tax benefit this year may result in a lower refund or higher balance owing
• You can carry forward unclaimed RRSP contributions indefinitely

Remember:

• Keep all RRSP contribution receipts for your records, even if you're not claiming them this year
• Consider the long-term tax implications before overriding the optimizer's suggestions

If you're unsure about the best strategy for claiming your RRSP contributions, consider consulting with a tax expert.