Investor type
Our balanced portfolios are suitable for an investor with low-to-medium risk tolerance. If you are relatively cautious with your capital but are willing to seek a return commensurate with reasonable risk, this portfolio is for you.
Tip: Not sure which portfolio is right for you? Our team of fiduciary advisors can help. Book time with us here.
Performance
We've modelled a 50% equity portfolio below. The portfolio has grown by 37.55% (net of fees) since Wealthsimple's launch on August 20, 2014, to September 30, 2021.
| Initial Value: $10,000 |
End of Period Value: $13,755 |
| Investment Growth - Time Period: Aug 20, 2014 - Sept 30, 2021 | |
| Period | Performance (Cumulative) |
| 1m | -2.73% |
| 3m | -0.15% |
| 6m | 2.78% |
| 1yr | 3.39% |
| Inception | 37.55% |
| Inception (annualized) | 4.58% |
| 3yr (annualized) | 5.72% |
| 5yr (annualized) | 4.78% |
| Period | Performance |
| 2014 | 0.66% |
| 2015 | 1.65% |
| 2016 | 6.93% |
| 2017 | 5.43% |
| 2018 | -2.32% |
| 2019 | 11.85% |
| 2020 | 9.16% |
| 2021 | -0.01% |
Registered (RRSP) Account Breakdown
Your registered (RRSP) portfolio will be invested in the following funds:
| Vanguard Total Stock Market | VTI | 3,800 large, medium, small and micro-cap companies mirroring the US equity market | 10% |
| iShares MSCI Min Vol Global ETF | ACWV | Large, mid, and small-cap stocks in developed Europe, Australasia, and the Far East | 10% |
| iShares MSCI Min Vol Emerging Market Fund | EEMV | Exposure to 300+ emerging market equities with minimum volatility characteristics | 15% |
| iShares Core MSCI EAFE USD | IEFA | Large, mid, and small-cap stocks in developed Europe, Australasia, and the Far East in | 10% |
| Shares Core S&P/TSX Capped Composite Index | XIC | 250+ Canadian equities representing 95% of the Canadian equity market | 5% |
| Vanguard US Total Market ETF (CAD-Hedged) | VUS | Diversified companies mirroring the US equity market with hedged currency exposure | 0% |
| BMO Long Federal Bond Index ETF | ZFL | Long term debt securities issued or guaranteed by the Government of Canada | 30.5% |
| iShares Core Canadian Short Term Corporate Bond Index ETF | XSH | Short-term corporate debt | 15.8% |
| SPDR Gold MiniShares Trust | GLDM | Shares tracking the value of physical gold bars held in London vaults | 3.8% |
The MER of the portfolio is 0.16% and the management fee of this portfolio is 0.50%
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