Wealthsimple Savings 555 Interest Boost Welcome Offer

Terms and conditions

Wealthsimple Savings 555 Interest Boost Welcome Offer (the “Promotion”).

This Promotion is sponsored by Wealthsimple Technologies Inc. (“Wealthsimple”).

Promotion Effective Date. This Promotion is effective as of September 29, 2026 at 12:01am Eastern Time (ET) (the “Promotion Effective Date”).

Eligibility. To be eligible for the Promotion, the person must, at the time of participation, including when the Interest Bonus (as defined below) is awarded:

• be a new Wealthsimple Trade, Managed Investing, Crypto, or Chequing account (each a “Wealthsimple Account”) user, with all Wealthsimple Accounts in good standing;
• be a legal resident of Canada;
• be the age of majority, or older, in their province/territory of residence;
• received an invitation to participate in this Promotion (an “Invitation”) via an in-app message or email; and
• meet the requirements set out below.

(the “Client”).

Qualifying Action. To participate in the Promotion, eligible Clients must open and fund a Wealthsimple Savings account, with any amount, within thirty (30) days of receiving an Invitation (together a “Qualifying Action”).

There are no fees associated with the creation of a Wealthsimple Account. A Client can open a Wealthsimple Account by visiting https://www.wealthsimple.com/en-ca and following the instructions on how to create an account. Further details on adding funds to Wealthsimple can be found here.

Interest Bonus. Upon successful completion of a Qualifying Action, eligible Clients shall earn a boosted interest rate on their Wealthsimple Savings account interest rate for a period of thirty five (35) days (the “Interest Bonus”). The Interest Bonus applies only to the first $1,000,000 of the Client's aggregate Savings account balance; any portion of the balance exceeding $1,000,000 will earn only the Client's Standard Interest rate. For greater certainty, the thirty five (35) day period during which the Client shall receive the Interest Bonus will begin on the date that such Client’s first Wealthsimple Savings account is opened. If the Client holds more than one Savings account, the period begins on the date when the earliest of those accounts was opened.

The Interest Bonus shall be calculated as a combination of the standard annualized rate for the Savings account of 2.5% (the “Standard Interest”), plus the promotional rate of 2.5% (the “Promotional Interest”), together totaling a rate of 5%.

All other terms and conditions of the Savings account also apply.

Standard Interest and Promotional Interest are annualized rates, calculated daily and paid monthly.

Maximum one (1) Interest Bonus per Client.

The Interest Bonus is non-transferrable, and cannot be applied retroactively. The Interest Bonus remains subject to change, at Wealthsimple’s sole discretion.

Application of Interest Bonus. The Interest Bonus shall be paid out as two separate payments, consisting of the Standard Interest payment and the Promotional Interest payment.

The Standard Interest payment will be paid within the first seven (7) business days following each calendar month during which the Interest Boost is earned, and shall be paid into the Client’s Savings account in accordance with Wealthsimple’s standard interest payment process for such account.

The Promotional Interest shall be paid within seven (7) business days following the end of the Client’s thirty five (35) day period, and shall be paid into the Client’s Wealthsimple Savings account.

Wealthsimple is not liable for any forfeited Bonus and any forfeiture will not be reissued.

Tax Implications. There are tax implications to bonuses and rewards of this nature in most instances. Please consult with an accountant or tax professional for additional guidance. Wealthsimple will not be issuing clients a tax slip to report Bonuses paid to a non-registered account. Clients are solely responsible for any required tax reporting.

Combinability. Unless specified in the terms of other promotions, this Promotion can be combined with other offers or promotion codes.

Currency. All currency shown in these terms and conditions are in Canadian dollars.

Release. By participating in the Promotion, Client assumes all risk of injury, illness, disease, death, or any other damage which may arise in connection with their participation in the Promotion. Without limiting the foregoing, client hereby: (a) forever releases and discharges Wealthsimple and its parent companies, subsidiaries, affiliates, related and associated entities and employees, directors, officers, suppliers, agents, sponsors and administrators of each (collectively, the “Releasees”), from and against any and all claims, actions, costs, liabilities, judgments, damages, obligations, losses, penalties, and expenses of any kind or nature whatsoever (including legal fees) in any way arising directly or indirectly out of any injury, loss, or damage that the Client may suffer as a result of, or in connection with the participation in the Promotion or any promotion-related activity, including the posting of the Bonus in their Wealthsimple account and subsequent use of the Bonus; and (b) indemnifies, defends and holds harmless the Releasees from and against any and all damages, loss and expenses, including legal fees, which may be suffered directly or indirectly by reason of the Client’s own negligence or willful misconduct during or in connection with their participation in the Promotion.

General. Wealthsimple reserves the right to cancel, amend, withdraw or restrict the Promotion at any time without notice. Wealthsimple is the sole arbiter of these rules and any other issue arising under the Promotion. If Wealthsimple suspects fraudulent or abusive behaviour, gaming of the system, inappropriate, offensive or derogatory language or information or a violation of these terms, as determined in Wealthsimple’s sole and absolute discretion, Wealthsimple reserves the right to remove all promotions from the Wealthsimple account(s) and take any other action it deems appropriate including, but not limited to, removing the Bonus or closing the Wealthsimple account(s). An invitation to participate in this Promotion does not provide assurance that you will be accepted as a customer of Wealthsimple. This Promotion is only valid for individuals in the location cited above that otherwise meet our eligibility requirements. The standard terms (https://www.wealthsimple.com/en-ca/legal/terms) relating to the use of Wealthsimple and any agreements that apply to the Wealthsimple account(s) each apply and are not affected in any way by this Promotion.

In the event of any discrepancy or inconsistency between the terms and conditions of the Promotion and disclosures or other statements contained in any related materials, including but not limited to the point of sale, print or online advertising, the terms and conditions of the Promotion shall prevail, govern and control.

Wealthsimple Trade is offered by WSII. WSII is a member of the Canadian Investment Regulatory Organization. Customer accounts held at WSII are protected by Canadian Investor Protection Fund (“CIPF”) within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF.