Important dates and deadlines for the 2025 tax season

In this article:

Overview

In this article, you'll find all the deadlines for the upcoming 2025 tax season. You can also find out when to expect each tax document.

Key details for contribution transactions

Here are some key details to keep in mind when you make contributions to registered accounts:

  • We must receive deposits with the status marked as completed in the account before the deadline for the transaction to count toward your 2025 contributions.
  • We must receive Interac e-Transfer® transactions with the status marked as completed in the destination account before the deadline for the transaction to count toward your 2025 contributions.
     
  • Rejected deposits don't count toward your 2025 contributions.
    • To ensure your deposit isn't rejected, make sure you have enough funds in your relinquishing bank account to cover the total of your deposit before you submit it.
       
  • If you make a transaction after a deadline has passed, we can't guarantee the transaction will count towards your 2025 contributions.

Important deadlines for the 2025 tax season

Use the deadlines below to make sure your transaction processes in time to meet Canada Revenue Agency deadlines:

Date Time Account Description
December 23, 2025 11:59 pm EST All managed accounts Last day to make a withdrawal from your managed investment account and have it count as a withdrawal made in 2025.
December 23, 2025 11:59 pm EST All managed accounts Last day to make an internal transfer from one managed investment account to another to ensure that funds are moved before the end of 2025.
December 23, 2025 11:59 pm EST Self-directed accounts Last day to sell holdings in your self-directed account to ensure funds can be withdrawn in time for the end of 2025.
December 30, 2025 11:59 pm EST Self-directed accounts Last day to initiate a withdrawal from your self-directed account and have it count as a withdrawal made in 2025.
December 31, 2025 11:59 pm EST All accounts

Last day to make an EFT or e-Transfer deposit and guarantee that it will count towards the 2025 tax year. Deposits must be marked as 'completed'.
February 25, 2026 11:59 pm EST RRSP, Spousal RRSP Last day to move funds from a managed investing account into your Wealthsimple RRSP to ensure funds count for the first 60 days of 2026 and toward your contributions for the 2025 tax year.
March 2, 2026 6:00 pm EST RRSP, Spousal RRSP

Last day to move funds from a self-directed or chequing account into your Wealthsimple RRSP to ensure funds count for the first 60 days of 2026 and toward your contributions for the 2025 tax year.
 

Note: You must submit internal transfer requests by this deadline. The funds from the source account must be in cash and settled.
March 2, 2026 6:00 pm EST RRSP, Spousal RRSP

Last day to make a deposit into your RRSP that will count for the first 60 days of 2026 and toward your contributions for the 2025 tax year. Funds from any e-Transfers must land in your Wealthsimple account before the deadline.

Third-party contribution cheques mailed or couriered to our office before 11:59 pm on February 27, 2026, are eligible for backdating even if received after the deadline.

When to expect each tax slip for the 2025 tax season

Tax slip Account Date General information
RRSP Contribution
(March 4, 2025 - December 31, 2025) 		RRSP, Spousal RRSP January 23, 2026 Reports all contributions made to an RRSP/Spousal RRSP account between March 4, 2025, and December 31, 2025.
1099-DIV (U.S. persons only) Non-registered, TFSA, FHSA January 30, 2026 Reports all U.S. source income earned during the year by a U.S. person for non-registered, FHSA and TFSA accounts.
T5
RL-3 for Quebec residents 		Non-registered March 2, 2026 Reports all T5 reportable income earned during the year by non-registered accounts. This typically includes interest on cash, eligible and ineligible dividends from corporations and amounts received related to split share investments.
T5008
T5008/RL-18 Combo for Quebec residents 		Non-registered March 2, 2026 Reports all dispositions made during the year in non-registered accounts. This includes the proceeds of disposition for each transaction as well as the associated book cost. These amounts allow you to calculate the capital gain/loss related to each disposition.
T4RSP
RL-2 for Quebec residents 		RRSP, LIRA March 2, 2026 Reports all taxable withdrawals made during the year from an RRSP/LIRA, as well as any tax that was withheld.
T4RIF
RL-2 for Quebec residents 		RRIF, LIF March 2, 2026 Reports all taxable withdrawals made during the year from an RRIF/LIF. Also includes any tax that was withheld and an excess amount (if applicable).
T4A
RL-1 for Quebec residents 		RESP March 2, 2026 Reports all taxable (EAP & AIP) withdrawals made during the year from an RESP.
Crypto Tax Statement
Note: This is not an official tax slip and is provided for informational purposes only 		Crypto March 20, 2026 Reports all dispositions made during the year in Crypto accounts, as well as the FMV of Staking rewards received. This includes the proceeds of disposition for each transaction as well as the associated book cost. These amounts allow you to calculate the capital gain/loss related to each disposition.
T4FHSA
RL-32 for Quebec residents 		FHSA March 2, 2026 Reports all FHSA tax slip reportable transactions, including contributions, transfers and withdrawals. An RL-32 will also be issued if you reside in Quebec and made a taxable withdrawal during the tax year. 

Foreign Asset Report
Note: This isn't an official tax slip and is provided for informational purposes only.

Non-registered March 20, 2026 Provides foreign asset information held in non-registered accounts, which can help clients complete their T1135 tax reporting obligations if applicable.
RRSP Contribution - First 60 days
(January 1, 2026 - March 2, 2026) 		RRSP, Spousal RRSP March 20, 2026 Reports all contributions made to an RRSP/Spousal RRSP account between January 1, 2026, and March 2, 2026.
T3
RL-16 for Quebec residents 		Non-registered March 31, 2026 Reports all T3 reportable distributions for the year received from ETFs held in non-registered accounts.
T5013
RL-15 for Quebec residents 		Non-registered March 31, 2026 Reports all T5013 reportable distributions for the year received from partnerships held in non-registered accounts.
N4R slip Non-registered and registered March 31, 2026

Reports all Canadian-sourced income earned in non-resident accounts. For RRSP and RRIF accounts, the slip includes all withdrawals and the total non-resident tax withheld on those withdrawals.

For non-registered accounts and TFSA accounts, the slip includes all dividends and/or interest earned and the total non-resident tax withheld on that income.

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