Wealthsimple credit card benefits

In this article:

Overview

We offer two credit cards that give you great benefits: the Wealthsimple Visa Infinite* and Visa Infinite Privilege* credit cards. The Visa Infinite credit card offers a range of everyday benefits, while the Visa Infinite Privilege credit card provides enhanced travel and lifestyle perks. 

Check out how to apply for the Wealthsimple credit card to learn about eligibility, applying for the card, and fees.

Note: We're working hard to get the card into clients' hands and sending out more cards every week. Once you join the waitlist, your waitlist spot is secure, and you’ll get a notification as soon as you’re able to apply.

Compare benefits: Visa Infinite vs. Visa Infinite Privilege

Benefit Visa Infinite card Visa Infinite Privilege card
2% cash back Yes Yes
No annual fee Yes, if eligible Yes, if eligible
No FX fees Yes Yes
No mobile tap limit Yes Yes
Protection
  • Purchase security against loss, theft, and damage for 90 days
  • Extended warranty that doubles the manufacturer's repair period up to one year
  • Mobile phone insurance for protection against theft or damage
  • 24/7 customer support whenever, wherever you are
  • Purchase security against loss, theft, and damage for 90 days
  • Extended warranty that doubles the manufacturer's repair period up to one year
  • Mobile phone insurance for protection against theft or damage
  • 24/7 customer support whenever, wherever you are
Travel
  • Out of province medical coverage capped at $1,000,000
  • Delayed and lost baggage coverage of up to $1,000 per trip
  • Trip cancellation coverage up to $3,000 per trip
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • 24/7 concierge to help with travel plans, restaurants, gifting, and more
  • Visa Infinite luxury hotel collection benefits
  • Out of province medical coverage capped at $2,000,000
  • Delayed and lost baggage coverage up to $1,250 per trip
  • Trip cancellation coverage up to $5,000 per trip
  • Car rental collision/loss damage
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Airport lounge access: Enrollment in the Visa Airport Companion Program*
  • Hotel enhancements: Includes Relais & Châteaux properties through Visa RSVP Rewards
  • 24/7 concierge to help with travel plans, restaurants, gifting, and more
  • Visa Infinite luxury hotel collection benefits
     
Lifestyle
  • Visa Infinite dining series
  • Wine Country program
  • Visa Infinite dining series
  • Wine Country program
  • Enhanced dining reservations: Access to prime-time reservations at top restaurants via OpenTable
*Note: It may take up to five business days before you can enroll in the Visa Airport Companion Program after you're approved for a Visa Infinite Privilege card. If you get a "card isn't eligible" message when attempting to enroll, please try again later.

Wealthsimple credit card benefits summary

Learn more about the benefits and insurance benefits available to Visa Infinite and Visa Infinite Privilege cardholders.

Note: Benefit offerings vary from Visa Infinite and Visa Infinite Privilege cards.

Card benefits

Get cash back, pay no fees (if eligible), and get 24/7 customer support with the Visa Infinite and Visa Infinite Privilege credit cards.

  • 2% cash back: Visa Infinite and Visa Infinite Privilege cardholders enjoy unlimited 2% cash back on eligible purchases. Learn more about earning cash back with your credit card, including eligible purchases.
  • No annual fee: We’ll waive your Visa Infinite or Visa Infinite Privilege card fees if you have $100,000 or more with us, or if you switch a qualifying paycheque to Wealthsimple.
  • 24/7 customer support: Both credit cards include 24/7 support from Wealthsimple credit card support. Call us anytime, from anywhere.

Insurance

For detailed insurance coverage, please refer to our article Understand your credit card insurance.

Emergency card and cash access while travelling

Learn more about emergency replacement cards and cash disbursements while travelling with your Wealthsimple credit card.

Lifestyle benefits

Learn more about the dining, hotel, and lifestyle benefits available with the Visa Infinite and Visa Infinite Privilege credit cards. To access these benefits, log in or register for a Visa Infinite/Infinite Privilege Benefits account. 

Note: You may need to log in or register for Visa’s RSVP Rewards or Airport Companion program to access select benefits, as indicated below. 
  • 24/7 concierge service: Gain expert insight and advice for your travel and gifting needs with the Visa Infinite Concierge team.
  • Visa Infinite Dining Series access: Experience exclusive, one-of-a-kind dining events at top restaurants throughout Canada.
  • Dining enhancements: The Visa Infinite Privilege card provides access to prime-time reservations at top restaurants through OpenTable.
  • Wine Country program: Access onsite benefits at over 60 participating wineries in British Columbia and Ontario, and at over 37 wineries in Sonoma.
  • Visa Infinite luxury hotel collection: Choose a luxury hotel from a portfolio of over 900 of the world’s most intriguing and prestigious properties.
  • Hotel enhancements: The Visa Infinite Privilege card offers enhanced hotel access to Relais & Châteaux properties through the Visa RSVP Rewards program.

  • Visa Airport Companion Program: Visa Infinite Privilege cardholders can access more than 1,200 airport lounges worldwide and across Canada through the Visa Airport Companion program.

    Note: It may take up to five business days before you can enroll in the Visa Airport Companion Program after you're approved for a Visa Infinite Privilege card. If you get a "card isn't eligible" message when attempting to enroll, please try again later.

* Trademark of Visa Int., used under license.

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