Wealthsimple Presents: Something Good is Going to Happen — Livestream Disclaimers (November 2026)

Wealthsimple Presents is back with Something Good is Going to Happen! We’re unveiling better ways to invest, a revolutionary new way to talk to your money — and have it respond — and much more.

Disclaimers

Some features and offers shown are concept features and may not be available at the time of the presentation. Actual features and offers when made available may differ than shown.

Figures and savings mentioned were current as of the date of the presentation or as indicated in the disclaimer of the respective claims.

Margin Rates: Wealthsimple’s margin account interest rates are based on the total amount borrowed across all margin-enabled accounts as follows: $0 - $9,999 P+1.00% CAD and P+1.00% USD; $10,000 - $49,999 P+0.75% CAD and P+0.90% USD; $50,000 - $99,999 P+0.50% CAD and P+0.75% USD; $100,000 - $499,999 P-0.05% CAD and P+0.70% USD; $500,000 - $999,999 P-0.40% CAD and P-0.05% USD; $1,000,000 - $2,499,999 P-0.75% CAD and P-0.80% USD; $2,500,000 - $4,999,999 P-1.05% CAD and P-1.40% USD; $5,000,000 - $9,999,999 P-1.25% CAD and P-1.85% USD; $10,000,000+ P-1.46% CAD and P-2.50% USD. Clients who trade 100+ USD option contracts each month will receive the best possible margin rate of P-1.46% CAD and P-2.50% USD regardless of total margin amount borrowed. Prime rate is 4.70% for CAD and 7.00% for USD as of November 1, 2026. Subject to change. Annualized rate, calculated daily, charged monthly. All investments involve risks. See here for details.

PLOC Rates: Wealthsimple’s portfolio line of credit account margin rate is P-0.5% for Generation clients, P+0% for Premium clients, and P+0.5% for Core clients. Prime rate is 4.70% for CAD as of November 1, 2026. Subject to change. Annualized rate, calculated daily, charged monthly. All investments involve risks. See here for details.

Direct Indexing: Based on hypothetical tax-loss harvesting model projections on Direct Indexing portions of an Automated Investing account. Actual after-tax returns may vary. All investments involve risk. To get more information on our products, investment decisions, fee schedules, user testimonials, promotions & more visit wsim.co/legal

CADD: Support for CAD Digital (CADD) is subject to regulatory approval. Stablecoins are digital assets and aren't entirely risk-free. For full details, see the CADD Information and Risk Statement. Wealthsimple owns a minority stake in CADD’s issuer (Tetra) and administrator (CAD Digital), so we may benefit from its growth. Learn more about how we manage conflicts of interest here.

Interac e-Transfer® is a registered trade-mark of Interac Corp. Used under license.

Visa* is a trademark of Visa, Inc. used under license.