The optimizer aims to minimize the total tax bill for you and your partner by maximizing your combined refund or minimizing your combined balance. Sometimes, multiple combinations can yield the same overall result. If you want to lock in a specific allocation before re-running the optimizer, follow these steps:

Lock optimization results:

1. Navigate to the Summary > Optimizations section in your tax profile
2. Find the item you want to lock in the Credits and deductions table
3. Click Lock amounts to the right of the amount you wish to lock

Important notes:

• Locking an amount prevents the optimizer from changing it in future calculations
• When you submit one person's tax return, the amounts are automatically locked until the other person submits their return
• To unlock a previously locked amount, click Unlock amounts again

Remember:

• The optimizer's goal is to find the most tax-efficient allocation for both you and your partner
• Manually locking amounts may affect the overall tax efficiency, so use this feature thoughtfully
• If you're unsure about locking specific amounts, consider consulting with a tax professional

To revert to the optimizer's recommendations:

1. Click Unlock amounts next to any manually locked items
2. Click the Review & Optimize button to recalculate based on the original data

If you need further assistance with optimization or have any questions, please reach out to Wealthsimple support for help.