Overview

To make a deposit, you must:

1. Link a bank account to your Wealthsimple profile.
2. Wait up to 5 business days for the deposit to show in your account.

If your deposit hasn't shown up after 5 business days, there's likely a problem linking your account. Please check the email linked to your Wealthsimple account for instructions from us.

Common Wise bank linking issues

1. You're trying to link your Wealthsimple account through your Wise account
   You can only link your Wise account on the Wealthsimple side. We don't support linking your Wealthsimple account on the Wise side.

   Next steps

   • To move funds to your Wise account, please initiate a withdrawal from your Wealthsimple account to your linked Wise account.

2. You're trying to link a USD Wise account
   Linking a USD Wise account to Wealthsimple isn't supported because we don't allow linking of US-domiciled bank accounts. Wise is domiciled in the US. This option is coming soon.

   Next steps

   • You can link a CAD Wise account instead. You can also wire USD funds into Wealthsimple.

3. Your CAD Wise account linking fails

   Your CAD Wise account linking may fail if your Wise information isn't available. This could be due to inactivity or if you recently opened your account.

   Next steps

   • To fix this, please transfer $1 into your CAD Wise account to make your account active again. Please ensure that there aren't any pending actions required for your Wise account.