Spending

In this article: Overview Set up your Wealthsimple profile OverviewTo set up your Wealthsimple profile, you'll need to provide some basic information to verify your identity and ensure your profile is secure. You’ll only need to enter this info...

In this article: Overview Accounts offered by Wealthsimple OverviewWealthsimple offers a range of accounts to help you grow your wealth. If you’re not sure which account is right for you, consider reaching out to our support team. They can conn...

In this article: Overview Diversify your assets Tune out the noise Keep costs low Overview Wealthsimple's managed portfolios are designed to help you achieve financial freedom by giving you easy, low-cost and transparent financial tools. Every...

In this article: Overview Make a withdrawal Withdrawal timelines OverviewYou can withdraw money from the available balance in your Wealthsimple account at any time. Your available balance includes: Unused cash from your deposits, dividends you'...

In this article:  Overview How to link your bank account Troubleshooting Different funding methods Frequently asked questions OverviewTo deposit funds, you need to link a Canadian chequing or savings account. We use Flinks, Plaid, or our in-hou...

In this article: Overview Send money to your friends Request money from your friends Sending limits Remove a contact after sending them funds Tip: This article covers how to send or request money with the Pay friends with Wealthsimple feature....

In this article: Overview Deposit limits How to make a deposit Deposit availability timelines OverviewOnce you've linked your bank account, you can make a deposit in Canadian dollars from any chequing or savings account with a Canadian bank int...

In this article: Overview Supported crypto for deposits How to deposit crypto into your Wealthsimple account Transfer timelines and fees Detailed list of supported crypto for deposits Note: Don't send crypto from Layer 2 networks (Base, Arbitr...

In this article: Overview Available crypto OverviewWealthsimple offers a platform for buying and selling a variety of cryptocurrencies. Continue below for a comprehensive list of the crypto coins currently available through Wealthsimple. For de...

In this article: Overview Why isn't a stock or ETF available? Request a new stock or ETF OverviewYou can buy or sell stocks and ETFs in a Wealthsimple Trade account as long as they meet our eligibility criteria. The stock or ETF must meet the f...

In this article: Overview How to activate your physical prepaid Mastercard Syncing your PIN OverviewBefore you can start spending with your physical Wealthsimple prepaid Mastercard, you'll need to activate it and add funds to your account. If y...

In this article: Overview Fees for using a prepaid Mastercard or business Visa card Spending limits Switch which chequing account you can spend from Online purchase authentication Refunds Frequently asked questions OverviewWealthsimple Masterca...

In this article: Overview View your historical cash back earnings Terms and conditions Overview As of October 1, 2025, the Wealthsimple prepaid Mastercard is a 0% cash back card. The last day to earn 1% cash back was September 30, 2025. You’ll...

This guide helps you get ready for the 2025 tax season. Here's what you need to know: Tax slip availability and timing Automatic tax information import Registered account contributions Reporting investment gains or losses Provincial and territoria...

In this article: Overview Update your personal and contact information Update your identity information Update your language settings OverviewYou can update your personal information and settings in your profile. Some updates, like email, phone...

In this article: Overview Important deadlines for the 2025 tax season When to expect each tax slip for the 2025 tax season OverviewIn this article, you'll find all the deadlines for the upcoming 2025 tax season. You can also find out when to ex...